In 2021, the Bank, taking the Outline of the 14th Five-Year Plan for National Economic and Social Development and Vision 2035 of the People’s Republic of China as the important guidelines, formulated the “14th Five-Year Plan” strategy according to the instructions of the Party and the government, development needs of the regional real economy, requirements of the regulatory authorities, expectations of customers and partners, expectations of shareholders and employees, as well as its own resource endowment and future development needs, thus setting the development vision of building a modern socialist urban commercial bank. On that basis, the Bank proposed to put forth its best efforts to build itself into the “mainstream bank in Beijing-Tianjin-Hebei”, “honest bank acting in compliance with regulations”, “value-driven bank”, “Bank offering superior experience”, “bank caring for employees” and “dual-track bank”, which responded to the concerns of stakeholders and declared its pursuit of goals. After balancing inheritance and development, the Bank has revised the “transformation + innovation” dual-track strategy proposed in the “13th Five-Year” Plan to “reform + innovation” dual-track strategy as the driving force for development. Through the comprehensive promotion of “Ten Major Projects (3.0)” and the strengthening of the Party’s overall leadership over enterprises, the Bank made consistent improvement in the modern financial enterprise system with Chinese characteristics, and actively and steadily deepened the mixed ownership reform, delivered the steady and balanced growth of all businesses, made decisive efforts to fight against systemic risks, and continued to advance the IT “2234” plan, the reconstruction of operation system and the transformation towards intelligent outlets, and also provided full support for the implementation of strategic planning objectives through infrastructure construction, promoting LEAN management and strengthening the ten projects of branding and corporate culture building.

　　In order to unify our understanding and identify clear directions, the Bank has come up with the “four principles” to be adhered to during the “14th Five-Year Plan” period, namely, unswerving commitment to high-quality development, upholding the bottom-line thinking for prevention and control of systemic risks, unswerving persistence in reform and innovation, and unswervingly upholding and consistently applying the Party’s overall leadership over state-owned enterprises and establishing a modern enterprise system. The Bank also proposed for proper handling of the “eight relationships”, namely, relationship between Party building and production operation, relationship between selfdevelopment and support for real economy, relationship between innovation and compliance management, relationship between current-year performance and infrastructure construction, relationship between expanding increment and solidifying stock, relationship between optimizing asset increment and resolving historical risk stock, relationship between business development and safe operation, and relationship between strict supervision and gracious treatment.